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Over the years we’ve encountered so many quality builder partners of ours be denied funding due to project size, personal balance sheet, company tax returns and a myriad of other reasons.  At Harvest Capital we believe that an experienced builder in a growing area is one of the best investments a lender can make.  We are thrilled to offer a credit line that allows builders to procure project funds quickly without having to raise large amounts of equity just to begin a project.

  • Oct 22, 2019

    Start here

    Everything you need to know.

  • Oct 22, 2019

    Terms

    75% Loan-to-cost after land acquisition and building approvals.

    7.99%-8.99% interest only.

    Funding in less than 30-days.

    Up to a 36-month term.

    No prepayment penalty.

    Cost-free conventional financing converting a loan to a 30-year fixed upon completion.

  • Oct 22, 2019

    Requisites

    3 completed ground-up construction projects in the past 36-months.

    $350,000 minimum total loan amounts.

    Must be or have a licensed builder or GC as the sponsor.

    • Credit score of GC or builder sponsor over 660.
    • 1-4 unit residential properties only.
  • Oct 25, 2019

    Apply now

    Make an appointment with our team below.